You’ve got the keys you’ve got the car. Now all you need is car insurance and you’ll be ready to hit the road. Here is a look at some common car insurance coverage types.
What Does Liability Insurance Cover?
Car insurance provides protection in the event that you cause damage or injury to another person. For example if you cause an accident and the other driver breaks their arm your car insurance would cover medical bills and damage to the other vehicle. Car insurance also covers the costs of a legal case if you are sued for causing an accident.
When you purchase liability car insurance you will have the ability to choose your policy limits. You will often see the limits written as a series of three numbers. For example 20/40/10 might mean: