Car insurance is one of the most expensive expenses involved with driving a car and it’s not something you can avoid – the law requires a minimum level of coverage. This doesn’t mean you have to blindly pay the insurance company’s quote as you can do a few simple things to Lower your premium costs.
1. Shop around and buy online
The data shows that many people are simply updating their current policies rather than looking around. The internet has made it easy to compare prices from different insurance companies so why not take advantage of this? Also you’ll often get 10% or more off your policy online.
2. Policy type
Do you really need a comprehensive policy with all the extras? Seeking a third-party fire and theft policy can significantly lower your premiums and is definitely worth considering if your car isn’t an expensive model.